Our primary call is not to be perfect "church goers," being good and holy, but to be models of His character and to proclaim His Word.
To do this effectively you need to have a schedule! Why? Just to see all that is on your plate in life, from ministry as well as personal life and...
We all need various kinds of possessions in order to live, such as food, housing, transportation, clothing, and such.
The solution to worry is simple. Put Christ and His will first, everything else, secondary.